What type of deed does not provide any guarantees regarding the title?

Prepare for the Michigan State Title Insurance Exam with flashcards and multiple choice questions. Each question includes hints and explanations. Ace your test!

A Quitclaim Deed is unique in that it transfers whatever interest the grantor holds in the property without providing any warranties or guarantees about the title's validity. This means that the grantor does not assure the grantee that the title is free from liens, encumbrances, or other claims. The grantor is essentially conveying their rights to the property without any promise regarding the quality of that title.

This type of deed is often used in situations where the parties know each other and trust each other, such as transferring property between family members or in divorce settlements. Because it carries no warranties, if there are any issues with the title, the grantee does not have recourse against the grantor for any present or future claims.

In contrast, a Warranty Deed provides full guarantees about the title and protects the grantee against any claims that may arise. A Grant Deed typically includes some guarantees, albeit less comprehensive than a warranty deed. A Trust Deed has a different purpose altogether, as it involves a third party to secure a loan, usually for real estate transactions. Therefore, the Quitclaim Deed stands out as the document that provides no assurances regarding the title.

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