What is true regarding a judgment against one co-tenant in a tenancy in common?

Prepare for the Michigan State Title Insurance Exam with flashcards and multiple choice questions. Each question includes hints and explanations. Ace your test!

In a tenancy in common, each co-tenant holds an individual, undivided interest in the property, meaning they each own a share of the property independently. When a judgment is rendered against one co-tenant, it creates a lien against that co-tenant's specific interest in the property. This lien does not extend to the interests of the other co-tenants, as their ownership remains unaffected by the judgment against just one co-tenant.

Being a lien against the judgment debtor only means that if the co-tenant fails to satisfy the judgment, the creditor can seek to enforce the lien against the debtor's interest in the property, potentially forcing a sale of that interest to pay off the debt. However, since the judgment is limited to the individual co-tenant's interest, it does not impact the interests of other co-tenants in the same way. Therefore, the correct understanding is that the judgment functions as a lien against the specific interest of the co-tenant who has been judged, distinguishing it from a situation where the judgment would somehow affect all co-tenants collectively.

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